

or more) and exclusive ‘invite-only’ credit cards which normally need you to have a certain amount of your assets under management (AUM) with the bank.

Going a step further, there are also ‘premium’ credit cards which have steep income requirements (often RM100,000 p.a.

The minimum income requirement to own a platinum card in Malaysia is RM60,000 p.a. (that’s RM2,000 per month) and this usually applies to classic and gold credit cards. In Malaysia, the absolute minimum income you need in order to own a credit card is RM24,000 p.a. But what are the main differences that separate these cards? Income Requirement
